Interchange-plus pricing is sometimes referred to by alternate names, such as interchange pass through pricing or cost-plus pricing. Interchange-plus pricing rates are usually expressed as the interchange rate plus a markup, which can be a percentage, a flat, per-transaction fee, or both.
Merchant Sign UpAll Business Types | Credit Card Processing | Debit Processing | |
---|---|---|---|
Total Monthly Processing Volume | In Person | Online/Keyed | Interac |
$0 - $25,000 | 0.30% + 8 cents | 0.45% + 0.20 | 9 cents |
$25,001 - $50,000 | 0.25% + 7 cents | 0.40% + 0.20 | 8 cents |
$50,001 - $100,000 | 0.20% + 6 cents | 0.35% + 0.15 | 8 cents |
$100,001 - $250,000 | 0.15% + 6 cents | 0.30% + 0.15 | 7 cents |
$250,000 + | 0.10% + 5 cents | 0.25% + 0.15 | 6 cents |